Internship Report on UPAP Page5

 Internship Report  for MBA (Banking & Finance) of Allama Iqbal Open University, Islamabad 

on Urban Poverty Alleviation Programme (UPAP)

List of Acronyms

AA             Accounts Assistant

AM            Area Manager

BOK          Bank of Khyber

CSC           Community support Concern

CWCD      Centre For Women Cooperative Development

DAMEN    Development Action for Mobilizationn and Emancipation                                                                                                                                                                                                                        

DO             District Office

F&C           Finance & Credit

FIS             Financial information system

FMFB        The First MicroFinance Bank Ltd.

FW              Field worker

HO             Head Office

KBL           Khushhali Bank Ltd.

KF              Kashf Foundation

KMFB       Kashf MicroFinance Bank Ltd.

MFB          Microfinance Bank

MFI            Microfinance Institution

MIS            Management Information System

MPR          Monthly Progress Report

NMFB       Network Microfinance Bank Ltd

NRSP         National Rural Support Programme

OLP           Orix Leasing Pakistan Ltd.

OPP            Orangi Pilot Project

PMN          Pakistan Microfinance Network

POMFB    Pak Oman Microfinance Bank Ltd.

PPAF         Pakistan poverty Alleviation

PRSP          Punjab Rural Support Programme

RCDS        Rural Community Development Society

RMFB       Rozgar Microfinance Bank Ltd.

SAFWCO  Sindh Agricultural and Forestry Workers Coordinating Organization

SF               Sungi Foundation

SRSP          Sarhad rural Support Programme

TMFB        Tameer Microfinance Bank Ltd.

TRDP         Thardeep Rural Development Programme

UPAP         Urban Poverty Alleviation Programme

ZPM           Zonal Programme Manager

Internship Report on UPAP Page4

Internship Report  for MBA (Banking & Finance) of Allama Iqbal Open University, Islamabad 

on Urban Poverty Alleviation Programme (UPAP)

6.7 Vertical Analysis of Income Statement                                                              

     6.8 Organizational Analysis of UPAP with reference to other institution in

           Microfinance industry                                                                                        

   6.9 Future Prospects of Urban Poverty Alleviation Programme (UPAP)                  

7 Weaknesses of UPAP                                                                                                 

8 Conclusions                                                                                                               

9 Recommendations for Improvement                                                                            

10        References                                                                                                   

11        Annexes                                                                                

           

           Annex VIII              Organization Chart of UPAP

           Annex IX                 Oath Form            

          

List of Tables & Illustration

TABLES

Table 1           Quick Review of UPAP as on 30 Jun 2010                                                     Table 2           Micro insurance Realized income and Claimed Paid                                   

Table 3           Source of fund                                                                                              

Table 4           Comparative Analysis for the Year ended 30 Jun, 2008                              

GRAPHS

Graph 1        UPAP Year Wise Disbursement Trend (in Million Rupees)                         

Graph 2        UPAP Year Wise Disbursement Trend (in Number of Credit Cases)           

Graph 3         Professions                                                                                                    

Graph 4         Breadth of Outreach                                                                                      

Graph 5         Amount Wise Distribution of Open Cases                                                    

Graph 6         UPAP Premium collected, Realize Income and Claim Paid                         

Graph 7          Allocation of Fund                                                                                       

FIGURES

Figure 1        Organizational Structure of Head Office UPAP                                            

Figure 2        Saving Form in MIS                                                                                       

Figure 3        Appraisal Form in MIS                                                                                  

Figure 4        Borrower Form in MIS                                                                                  

Figure 5        Processing Fee Form in MIS                                                                         

Figure 6        Recovery Form in MIS                                                                                  

Figure 7        Receipt Book Form in MIS                                                                            

Figure 8        FIS Form                                                                                                        

Figure 9        General Ledger                                                                                               

Figure 10      Trial Balance of Cash