Internship Report on UPAP Page2

Internship Report  for MBA (Banking & Finance) of Allama Iqbal Open University, Islamabad 

on Urban Poverty Alleviation Programme (UPAP)

Table of Contents:

        Title Page

          Certificate of Internship Training                                                                                                              

          Acknowledgement                                                        

          Table of Contents                                                            

          List of Tables & Illustration                                  

          List of Acronyms                                                              

          Executive Summary                                                          

1       Objectives to Study the Organization                                  

2      Overview of the Organization                                                    

        2.1 Introduction to National Rural Support Programme (NRSP)                              

        2.2 Introduction to Urban Poverty Alleviation Programme (UPAP)                      

        2.3 Brief History of the Organization                                                                      

              2.3.1 Objective of the Project                                                                            

              2.3.2 Historical Prospective of the Organization                                               

       2.4 Nature of the Organization                                                                                   

       2.5 Volume of transaction in term of Loans, Recovery & Markup                          

       2.6 Number of staff                                                                                                  

       2.7 Product Line                                                                                                        

             2.7.1 Micro Credit Loan                                                                                    

                      2.7.1.1 First Time Loan                                                                              

                       2.7.1.2 Second Time Loan                                                                       

                      2.7.1.3 Increments in loan after second time loan                               

                      2.7.1.4 Criteria for Repeat Loans to the Borrower                                    

            2.7.2 Micro Insurance Products                                                                        

                     2.7.2.1   Credit Life                                                                                    

                     2.7.2.2   Additional Benefit                                                                      

                     2.7.2.3   Additional Life                                                                           

                     2.7.2.4 Terms and Conditions to Manage the Implementation Risk        

                    2.7.2.5 Premium Collection, Claim Payments

                                 and Recording Procedures                                                            

        3         Organization Structure                                                                                 

            3.1 Organization Structure of Head Office UPAP                                           

            3 .2 Review of Function and Responsibilities of Various Departments            

                   3.2.1 Field (Settlement) Offices                                                                 

                3.2.2 District Office                                                                                       

                3.2.3 Zonal Office                                                                                            

                  3.2.4 Head Office                                                                                                         Structure and Function of the Finance & Credit Department                                  

            4.1 Structure of Finance and Credit Department                                                

            4.2 Operations of Finance & Credit Department of Distrust Office                  

                   4.2.1 Loan Processing and Loan Disbursement                                        

                    4.2.2 Receiving and Entry of Recovery                                                      

                    4.2.3 Receipt Book Record                                                                          

                    4.2.4 Handling Stationary                                                                          

         4.2.5 Financial Information System (FIS)                                                  

                    4.2.6 Reconciliation Function                                                                      

                    4.2.7 Human Resource Management Function                                            

                    4.2.8 Income and Expenditure Statement                                               

                    4.2.9 Fund Request                                                                                     

                    4.2.10 Daily Reporting